Privacy Policy

Last Updated: April 28, 2026  |  QLG Media LLC dba CallClout

CoverageBeacon.com ("Site", "we", "us", or "our") is owned and operated by QLG Media LLC dba CallClout. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website. Please read this policy carefully. If you disagree with its terms, please discontinue use of the Site.

1. Information We Collect

We automatically collect certain information when you visit our Site, including:

• IP Address — collected automatically by our servers and third-party analytics tools.
• User Agent — browser type, operating system, and device information transmitted by your browser.
• Caller ID / Phone Number — collected when you initiate a phone call by clicking a phone number or call button on our Site.
• Form Submissions — when you complete an eligibility quiz, request a quote, or submit contact information, we collect the information you voluntarily provide (such as ZIP code, age range, household size, estimated income range, and contact details).
• Usage Data — pages visited, time spent on pages, links clicked, and referring URLs, collected via analytics platforms.
• Cookie and Tracking Data — see Section 3 below.

2. How We Use Your Information

• To operate, maintain, and improve the Site
• To analyze Site traffic and user behavior
• To match your inquiry with licensed insurance agents or partners who may assist you with ACA Marketplace plans, supplemental coverage, or related products
• To measure advertising performance and optimize our marketing campaigns
• To detect fraud, abuse, or security threats
• To comply with legal obligations

3. Cookies and Third-Party Tracking Technologies

We use cookies, pixels, and similar tracking technologies to collect usage data and enable advertising. These include:

• Google Analytics — tracks visitor behavior and Site performance. Google may use this data per their own privacy policy at policies.google.com/privacy.
• Google Ads Pixel — used to measure conversions and serve relevant ads. Subject to Google's advertising policies.
• Meta (Facebook) Pixel — used to measure ad effectiveness and create custom audiences on Facebook and Instagram. Subject to Meta's Data Policy at facebook.com/privacy/policy.
• TikTok Pixel — used to track conversions and optimize advertising on TikTok. Subject to TikTok's Privacy Policy at tiktok.com/legal/privacy-policy.
• Other Marketing Pixels — we may use additional third-party advertising pixels to measure campaign performance across other platforms.

You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on. You can manage Facebook ad preferences at facebook.com/ads/preferences.

4. Sharing and Disclosure of Information

We may share your information in the following circumstances:

• Insurance Partners and Agents — when you initiate a call, complete an eligibility quiz, or click-to-connect, your phone number, form responses, and associated session data may be shared with licensed insurance agents or marketing partners for the purpose of providing you with information about ACA Marketplace plans and related insurance products.
• Service Providers — we share data with third parties who assist us in operating our Site and conducting our business, including analytics providers, call tracking platforms (including CallGRID), form processing services, and advertising networks.
• Legal Requirements — we may disclose your information if required to do so by law or in response to valid legal process.
• Business Transfers — in the event of a merger, acquisition, or sale of assets, your information may be transferred.

We do not sell your personal information to unaffiliated third parties for their own independent marketing purposes, except as described in this policy and subject to your right to opt out under Section 6.

5. Call Tracking

This Site uses call tracking technology provided by CallGRID. When you click a phone number on this Site, your phone number (Caller ID), the source page, and associated session data may be captured and stored to measure advertising performance. This data is used solely for analytics and lead routing purposes.

6. TCPA Consent

By submitting your information through forms, eligibility quizzes, or click-to-call buttons on this Site, you expressly consent to be contacted by CoverageBeacon, our partners, and licensed insurance agents at the phone number(s) and email address(es) you provided, including by autodialer, prerecorded message, SMS/text, and email, regarding ACA Marketplace plans and related insurance products. Consent is not a condition of purchase. Standard message and data rates may apply. You may opt out at any time by following the instructions in any communication or by contacting us at the email address below.

7. Your Privacy Rights — Do Not Sell My Information

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA) including the right to:

• Know what personal information we collect and how it is used
• Request deletion of your personal information
• Opt out of the sale of your personal information
• Non-discrimination for exercising your privacy rights

To exercise your right to opt out of the sale of your personal information, please visit our Do Not Sell My Personal Information page or email us at info@callclout.com.

Other state privacy laws (including Virginia, Colorado, Connecticut, and others) may provide similar rights. We will respond to all verified requests within 45 days.

8. Data Retention

We retain collected data for as long as necessary to fulfill the purposes described in this policy, typically no longer than 24 months, unless a longer retention period is required by law.

9. Children's Privacy

This Site is not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

10. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their policies.

11. Changes to This Policy

We may update this Privacy Policy periodically. We will post the updated policy with a revised date. Continued use of the Site after changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy, please contact us at:

QLG Media LLC dba CallClout
Email: info@callclout.com