CoverageBeacon

Terms of Use

Last Updated: April 28, 2026  |  QLG Media LLC dba CallClout

Welcome to CoverageBeacon.com ("Site"). By accessing or using this Site, you agree to be bound by these Terms of Use. If you do not agree, please discontinue use immediately.

1. About This Site

CoverageBeacon.com is an advertising and lead generation website owned and operated by QLG Media LLC dba CallClout. This Site is designed to connect consumers with licensed insurance agents and partners who offer ACA Marketplace health insurance plans and related coverage. We are not an insurance company, insurance agent, or insurer, and we do not sell insurance ourselves.

2. Advertorial Disclosure

Content on this Site is formatted as an advertorial — an advertisement written in an editorial style. It is not a news article, independent review, or government publication. We may receive compensation when you call the number on this page, complete a form, or connect with one of our advertising partners.

3. Not Insurance, Legal, or Financial Advice

Nothing on this Site constitutes insurance, legal, tax, or financial advice. All content is for informational purposes only. Coverage availability, eligibility for premium tax credits and cost-sharing reductions, plan options, and rates vary by individual based on income, household size, state, and other factors. Always consult a licensed insurance professional or visit HealthCare.gov before making any coverage decisions.

4. No Government Affiliation

This Site is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), HealthCare.gov, the Health Insurance Marketplace, Medicare, Medicaid, the Social Security Administration, or any other federal or state program. Official information about ACA Marketplace plans is available at HealthCare.gov.

5. Eligibility and Coverage Disclaimers

Any references to subsidies, premium tax credits, cost-sharing reductions, or "$0 premium" plans on this Site are illustrative. Actual eligibility and amounts depend on your household income, household size, state of residence, the benchmark plan in your rating area, and other federal eligibility rules. Not all plans, benefits, carriers, or savings amounts are available in all areas. Outside of the federal Open Enrollment Period, enrollment in ACA Marketplace coverage generally requires a Special Enrollment Period triggered by a qualifying life event (such as loss of other coverage, marriage, birth or adoption of a child, or moving).

6. Intellectual Property

All content on this Site, including text, graphics, logos, and design, is the property of QLG Media LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.

7. Limitation of Liability

To the fullest extent permitted by law, QLG Media LLC and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this Site or reliance on its content. Your sole remedy for dissatisfaction with the Site is to discontinue use.

8. Third-Party Links

This Site may contain links to third-party websites. We do not endorse or assume responsibility for the content, products, or services of any third-party site.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

11. Contact

QLG Media LLC dba CallClout
Email: info@callclout.com